Love Motorcycles? Motorcycle Insurance 101 – Things You Need To Know!

But, there is a downside… what if something happens? Are you covered? Following are some “need to know” facts to make sure you’re informed and ready to enjoy your ride!

Motorcycle insurance is similar to automobile coverage, but there are some differences that you need to be aware of.

Let’s look a couple of scenarios. Note that coverage varies from agency to agency. Read your policy and check with your agent to make sure you are covered.

Scenario 1: Your friend offers to lend you their motorcycle to go for a spin. You have car insurance, so you think you must be covered. Check with your insurance agent as most car policies do NOT cover motorcycles and you may be riding without insurance coverage.

Scenario 2: Your motorcycle is in the shop for repairs and you need to rent one for a few days. Are you covered? Most likely you are. Again, check your policy

Be sure to follow some simple safety tips when you “hit the road”!

Bottom line is to stay safe and enjoy the open road! We’ll cover more safety and awareness issues in the futurePsychology Articles, so be sure to check back.

Love Motorcycles? Motorcycle Insurance 101 - Things You Need To Know! 1

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